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Side-by-side Comparison

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See How Logo of Onust - Black text on transparent background Stacks Up Against the CARCHEX

In today's busy world, it's easy to take for granted just how much you rely on your vehicle. But when a breakdown happens, it can be difficult to manage without it, especially if you don't have the right coverage. Onust offers mechanical breakdown coverage that you can have confidence in, making it easy and painless to get your vehicle back on the road after disaster strikes. At Onust, we believe that we're your best choice when it comes to mechanical breakdown coverage, but we also believe in transparency and showing you exactly how we stack up to our competitors, like CARCHEX. Below you'll see how CARCHEX compares to Onust, and how it solidifies our belief that no one can take better care of you and your vehicle than Onust. You'll discover differences between our benefits, coverage limitations, vehicle eligibility, and much more. If you have any questions, please don't hesitate to contact Onust at any time.

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One thing that might surprise you to learn about CARCHEX is that they are a broker incentivized by providers, which influences them in certain ways that are bound to cost you more in the long run. With Onust, you'll be able to deal directly with us without having to dig through different layers. Onust always has your best interests at heart.
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Additional Benefits: 

Onust offers a multitude of benefits, including no vehicle inspection required, zero deductible, and first-day comprehensive coverage. CARCHEX teases you with a zero deductible, as saying in some cases it's available as an option. Both Onust and CARCHEX offer 24/7 towing and emergency roadside assistance, but only Onust connects you to a real-time ASE certified mechanic who can talk you through what you need to know.
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Coverage Limitations: 

With Onust you don't have to wait to start your coverage. Once you pay your activation fee, you're good to go! With CARCHEX, you have a waiting period that consists of 30 days and 1,000 miles before you can be covered. With Onust, we save you time and money by covering you from the moment your activation fee is paid.
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Vehicle Eligibility: 

When you choose Onust for your mechanical breakdown coverage, you don't have to submit your vehicle for an inspection. That saves you both time and money. CARCHEX has you order an inspection by phone or online, and then you have to wait to be contacted by an inspector to schedule the appointment. You'll then have to wait for the report to be uploaded, reviewed, and checked by CARCHEX before you can even be considered for coverage.
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2 Plans 5
YES Lifetime Coverage NO
YES Administrators NO
YES First Day Coverage NO
YES Leased Vehicles YES
NO Deductible YES

Logo of Onust - Black text on transparent background Believes in Your Safety

Onust is a company based on keeping you safe and keeping your vehicle running smoothly, so you're not left in the cold if the worst happens. With zero deductibles, expense reimbursements, and connections to a real-time ASE certified mechanic, you're in good hands when you choose Onust as your breakdown coverage provider. We don't believe in waiting periods like other companies such as CARCHEX, who make you wait 30 days plus 1,000 miles. We want you to be covered as soon as possible, which is why you receive first-day coverage from Onust. Another benefit to choosing Onust over other companies is we give you immediate notifications for vehicle and safety recalls, another way we strive to keep you safe. We offer affordable monthly payments. And if you decide you no longer need coverage, there are no cancellation fees! If you have any questions about your coverage can be or what Onust can offer you, feel free to contact us through our toll-free number, or take advantage of our live chat on our website. Onust is a company you can believe in, and we're here to prove it.

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